Financial Accessibility

Terra Care uses an ecosystem-inspired sliding-scale model to make mental health support financially accessible. Clients choose their rate using an honor system with no paperwork or proof of income required.

We invite you to take a deep, grounding breath, review our tiers, and select the rate that best matches your financial resources.

$125 — $200 per session

  • The Concept: Named for the resilient layer of the forest that thrives in the middle, beautifully adapting to its environment. This sliding range represents a balanced, flexible space within our shared ecosystem.

  • Who it is for: Consider choosing a number within this range if you have limited insurance coverage or are steadily employed but your income leaves little room for significant savings; you comfortably cover basic monthly needs but must budget carefully for recreational spending; and paying the full standard rate would prevent you from accessing long-term care.

❋ Understory Rate

$60 — $100 per session

  • The Concept: Nurturing early growth and new beginnings. This foundational tier ensures mindful psychological support remains within reach for those facing systemic or immediate financial barriers.

  • Who it is for: Consider choosing a number within this range if you do not have insurance coverage or struggle to consistently meet basic needs like secure housing or groceries; you are currently unemployed, underemployed, a student, or living on a fixed benefit; and an unexpected expense would cause a financial crisis.

❋ Seedling Rate

Changing Seasons: A Mindful Note

Your financial landscape is not fixed. Just like a forest experiences changing seasons, your resources may ebb and flow over time.

If you begin your therapeutic journey as a Seedling and your situation stabilizes, you are always welcome to move to the Understory. Conversely, if an unexpected storm impacts your finances, we can look at shifting your care to provide more foundational support. We operate entirely on an honor system—no proof of income or paperwork is ever required. We simply trust you to honor your financial reality and the sustainability of this shared ecosystem.

(Please note: Seedling slots are limited based on current practice capacity. If slots are full, you will be offered a spot on our waiting list or given trusted community referrals.)